How do you achieve your goals with the appropriate strategies? Have a financial plan. How will you plan for your future when you are in your 50s? Have a retirement plan. Your plan is the roadmap to guide you through the life stages with the focus on your goals all the way. Here’s the process of financial planning about how we help you:
Setting up goals
This is the first step of financial planning. Where are you now? What do you want to do in the next 12 months, 2-5 years or longer?
What kind of financial resources do you have? Can you afford to insurance and have surplus for investment? Based on the analysis, we work out the options and strategies that fits to your situation.
Developing a plan
We draft your plan, addressing your goals, your current situation, and our recommendations. We include the benefits and risks in our recommendations.
Implementing the plan
We present your plan and go through it with you. Based on your decisions, we arrange the insurance and/or investment products for you. The related fees and/or commissions are disclosed clearly.
Your personal circumstances may change over time, so do the economic conditions. So, the ongoing review of your initial plan becomes a must, either annually or as needed at your request. It’s to make sure your plan is consistent with your personal and financial situations.
This process is the lifelong journey where we’ll walk along with you, helping you achieve your goals.
“Planning is bringing the future into the present so that you can do something about it now.” ― Alan Lakein