Financial Planning

How do you achieve your goals with the appropriate strategies?  Have a financial plan.  It includes cash flow, insurance, estate, retirement planning and investment/KiwiSaver.  We’ll guide you through the process of financial planning:

Setting up goals
This is the first step of financial planning.  Where are you now?  What do you want to do in the next 12 months, 2-5 years or longer? 

Analyzing information
What kind of financial resources do you have? Can you afford to insurance and have surplus for investment? Based on the analysis, we work out the options and strategies that fits to your situation.

Developing a plan
We draft your plan, addressing your goals, your current situation and our recommendations. We include the benefits and risks by taking our recommendations.

Implementing the plan
We present your plan and go through it with you.  Based on your decisions, we arrange the insurance and/or investment products for you.  The related fees and/or commissions are disclosed clearly.

Ongoing monitoring
Your personal circumstances may change over time, so do the economic conditions.  So the ongoing review of your initial plan becomes a must, either annually or as-needed at your request.  It’s to make sure your plan is consistent with your personal and financial situations.

This process is the lifelong journey where we’ll walk along with you, helping you achieve your goals with our advice. 

Contact us today for a no-obligation consultation and discover how we can help you. 

如何制定合理的的策略,实现财富的梦想?请理财师做一份理财计划书吧,收入支出、保险、遗产、退休、投资等个人财务的方方面面都囊括了,还有理财师的指点,具体过程如下:

设立目标
这是第一步,思考一下:您现在处在人生的什么阶段?未来12个月、2-5年甚至更长时间您想做什么?

分析信息
有哪些财务资源?是否有盈余来购买保险和投资管理基金?基于这些分析,我们制定合适您的方案和策略。

写出计划书
我们起草计划书,详细说明您的现状、目标和我们的建议。

完善计划书
我们面呈计划书,并与您讨论。根据您的决定,我们给您安排相关的保险和基金产品,并清楚地解释其中的佣金和收费。

审核计划书
您的情况随时间而变,正如经济情况不断变化,所以需要年审或者根据您的情况而审核,以确保计划书与您的个人/家庭及财务情况一致。

理财规划是一个终身项目,在理财师的伴随和指点下,优化您的资源,实现您的目标。

欢迎咨询,进一步了解我们提供的服务。